▼ 0.50% · 3.625%
HK$18,841
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,427
−HK$595/mo
Today · 4.125%
HK$20,022
baseline
▲ 0.50% · 4.625%
HK$21,240
+HK$1,218/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,044/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,960
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$570/mo
Today · 4.125%
HK$22,092
baseline
▲ 0.50% · 4.625%
HK$23,257
+HK$1,165/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,184/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,725
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,369
−HK$655/mo
Today · 4.125%
HK$22,024
baseline
▲ 0.50% · 4.625%
HK$23,364
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,048/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,056
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,674
−HK$628/mo
Today · 4.125%
HK$24,302
baseline
▲ 0.50% · 4.625%
HK$25,583
+HK$1,281/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,604/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,312
−HK$715/mo
Today · 4.125%
HK$24,027
baseline
▲ 0.50% · 4.625%
HK$25,488
+HK$1,461/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,054/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,152
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,827
−HK$684/mo
Today · 4.125%
HK$26,511
baseline
▲ 0.50% · 4.625%
HK$27,908
+HK$1,397/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,022/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,493
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,255
−HK$774/mo
Today · 4.125%
HK$26,029
baseline
▲ 0.50% · 4.625%
HK$27,613
+HK$1,584/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,058/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,248
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,979
−HK$741/mo
Today · 4.125%
HK$28,720
baseline
▲ 0.50% · 4.625%
HK$30,234
+HK$1,514/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,440/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,377
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,197
−HK$834/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,706/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$798/mo
Today · 4.125%
HK$30,929
baseline
▲ 0.50% · 4.625%
HK$32,560
+HK$1,631/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,858/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,261
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,140
−HK$893/mo
Today · 4.125%
HK$30,033
baseline
▲ 0.50% · 4.625%
HK$31,861
+HK$1,828/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,066/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,440
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,283
−HK$856/mo
Today · 4.125%
HK$33,139
baseline
▲ 0.50% · 4.625%
HK$34,885
+HK$1,746/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,278/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,145
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,083
−HK$952/mo
Today · 4.125%
HK$32,035
baseline
▲ 0.50% · 4.625%
HK$33,985
+HK$1,950/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,070/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,536
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,435
−HK$913/mo
Today · 4.125%
HK$35,348
baseline
▲ 0.50% · 4.625%
HK$37,211
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,696/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,029
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,025
−HK$1,013/mo
Today · 4.125%
HK$34,038
baseline
▲ 0.50% · 4.625%
HK$36,109
+HK$2,071/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,076/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,632
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,588
−HK$969/mo
Today · 4.125%
HK$37,557
baseline
▲ 0.50% · 4.625%
HK$39,537
+HK$1,980/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,114/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,913
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,968
−HK$1,072/mo
Today · 4.125%
HK$36,040
baseline
▲ 0.50% · 4.625%
HK$38,233
+HK$2,193/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$72,080/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,728
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,740
−HK$1,026/mo
Today · 4.125%
HK$39,766
baseline
▲ 0.50% · 4.625%
HK$41,862
+HK$2,096/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$79,532/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,876 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).