▼ 0.50% · 3.625%
HK$18,250
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,818
−HK$577/mo
Today · 4.125%
HK$19,395
baseline
▲ 0.50% · 4.625%
HK$20,575
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,790/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,303
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,848
−HK$552/mo
Today · 4.125%
HK$21,400
baseline
▲ 0.50% · 4.625%
HK$22,528
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,800/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,075
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,700
−HK$634/mo
Today · 4.125%
HK$21,334
baseline
▲ 0.50% · 4.625%
HK$22,633
+HK$1,299/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,668/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,334
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$607/mo
Today · 4.125%
HK$23,540
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,080/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,901
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,582
−HK$692/mo
Today · 4.125%
HK$23,274
baseline
▲ 0.50% · 4.625%
HK$24,690
+HK$1,416/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,548/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,364
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,018
−HK$662/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,034
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,726
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,464
−HK$749/mo
Today · 4.125%
HK$25,213
baseline
▲ 0.50% · 4.625%
HK$26,748
+HK$1,535/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,426/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,394
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,102
−HK$718/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,287
+HK$1,467/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,551
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,345
−HK$808/mo
Today · 4.125%
HK$27,153
baseline
▲ 0.50% · 4.625%
HK$28,805
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,306/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,425
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,187
−HK$774/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,540
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,376
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,227
−HK$865/mo
Today · 4.125%
HK$29,092
baseline
▲ 0.50% · 4.625%
HK$30,863
+HK$1,771/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,184/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,455
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,272
−HK$829/mo
Today · 4.125%
HK$32,101
baseline
▲ 0.50% · 4.625%
HK$33,793
+HK$1,692/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,202/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$923/mo
Today · 4.125%
HK$31,032
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,064/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,485
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$884/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$1,804/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,026
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,991
−HK$980/mo
Today · 4.125%
HK$32,971
baseline
▲ 0.50% · 4.625%
HK$34,978
+HK$2,007/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,942/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,516
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,442
−HK$939/mo
Today · 4.125%
HK$36,381
baseline
▲ 0.50% · 4.625%
HK$38,298
+HK$1,917/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,762/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,851
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,873
−HK$1,038/mo
Today · 4.125%
HK$34,911
baseline
▲ 0.50% · 4.625%
HK$37,035
+HK$2,124/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,822/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,546
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,526
−HK$995/mo
Today · 4.125%
HK$38,521
baseline
▲ 0.50% · 4.625%
HK$40,551
+HK$2,030/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,042/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,111 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).