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At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,570/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,140/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- E
- Saleable Area
- 260 Saleable ft²
- Gross Area
- 334 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-21 | HK$4.84M | +18.9% 4.6y · 4.0%/yr |
| 2017-08-14 | HK$4.07M | +180.7% 9.5y · 19.0%/yr |
| 2008-01-28 | HK$1.45M | +11.5% |
| 2007-12-06 | HK$1.30M | +44.4% |
| 2001-10-12 | HK$900K | −33.3% |
| 1998-07-25 | HK$1.35M | −5.6% |
| 1996-06-06 | HK$1.43M | — |