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At today's rate and a 90% mortgage, the deposit on this unit is about HK$338K, with repayments around HK$14,740/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$338K · loan HK$3.04M · min. income ≈ HK$29,480/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 260 Saleable ft²
- Gross Area
- 334 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-02 | HK$5.60M | +39.7% 2.8y · 14.0%/yr |
| 2017-05-12 | HK$4.01M | +44.8% 3.8y · 12.0%/yr |
| 2013-06-26 | HK$2.77M | +27.1% |
| 2012-04-03 | HK$2.18M | +118.0% |
| 1999-09-15 | HK$1.00M | −44.1% |
| 1997-06-19 | HK$1.79M | +3.5% |
| 1997-04-15 | HK$1.73M | — |