▼ 0.50% · 3.625%
HK$4,348
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,483
−HK$137/mo
Today · 4.125%
HK$4,620
baseline
▲ 0.50% · 4.625%
HK$4,902
+HK$282/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$9,240/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$131/mo
Today · 4.125%
HK$5,098
baseline
▲ 0.50% · 4.625%
HK$5,367
+HK$269/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$10,196/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$151/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,392
+HK$310/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,463
−HK$145/mo
Today · 4.125%
HK$5,608
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$296/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,216/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,380
−HK$164/mo
Today · 4.125%
HK$5,544
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$338/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$11,088/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,960
−HK$158/mo
Today · 4.125%
HK$6,118
baseline
▲ 0.50% · 4.625%
HK$6,440
+HK$322/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$12,236/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,652
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,828
−HK$179/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,288
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$171/mo
Today · 4.125%
HK$6,628
baseline
▲ 0.50% · 4.625%
HK$6,977
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,256/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$193/mo
Today · 4.125%
HK$6,469
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$393/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$12,938/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$184/mo
Today · 4.125%
HK$7,137
baseline
▲ 0.50% · 4.625%
HK$7,514
+HK$377/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$14,274/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,724
−HK$207/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,352
+HK$421/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,255
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,450
−HK$197/mo
Today · 4.125%
HK$7,647
baseline
▲ 0.50% · 4.625%
HK$8,050
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,294/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,956
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,173
−HK$220/mo
Today · 4.125%
HK$7,393
baseline
▲ 0.50% · 4.625%
HK$7,842
+HK$449/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$14,786/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,739
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,946
−HK$211/mo
Today · 4.125%
HK$8,157
baseline
▲ 0.50% · 4.625%
HK$8,587
+HK$430/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$16,314/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,391
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,621
−HK$234/mo
Today · 4.125%
HK$7,855
baseline
▲ 0.50% · 4.625%
HK$8,333
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,710/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,223
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,443
−HK$224/mo
Today · 4.125%
HK$8,667
baseline
▲ 0.50% · 4.625%
HK$9,124
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,334/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,826
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,069
−HK$248/mo
Today · 4.125%
HK$8,317
baseline
▲ 0.50% · 4.625%
HK$8,823
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,634/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,706
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,940
−HK$237/mo
Today · 4.125%
HK$9,177
baseline
▲ 0.50% · 4.625%
HK$9,660
+HK$483/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,354/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).