▼ 0.50% · 3.625%
HK$4,442
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$141/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$287/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$135/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$274/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$155/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$148/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$302/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$169/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$6,009
+HK$344/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$161/mo
Today · 4.125%
HK$6,250
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$330/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,500/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,954
−HK$183/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,510
+HK$373/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,424
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$174/mo
Today · 4.125%
HK$6,771
baseline
▲ 0.50% · 4.625%
HK$7,128
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,542/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$197/mo
Today · 4.125%
HK$6,609
baseline
▲ 0.50% · 4.625%
HK$7,011
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,218/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,104
−HK$188/mo
Today · 4.125%
HK$7,292
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$385/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,584/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,663
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$211/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,413
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,611
−HK$202/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,225
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,107
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,328
−HK$225/mo
Today · 4.125%
HK$7,553
baseline
▲ 0.50% · 4.625%
HK$8,013
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,106/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,907
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,119
−HK$215/mo
Today · 4.125%
HK$8,334
baseline
▲ 0.50% · 4.625%
HK$8,773
+HK$439/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,668/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,551
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,786
−HK$239/mo
Today · 4.125%
HK$8,025
baseline
▲ 0.50% · 4.625%
HK$8,513
+HK$488/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,050/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,401
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,626
−HK$229/mo
Today · 4.125%
HK$8,855
baseline
▲ 0.50% · 4.625%
HK$9,322
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,710/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,996
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,244
−HK$253/mo
Today · 4.125%
HK$8,497
baseline
▲ 0.50% · 4.625%
HK$9,014
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,994/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,895
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,134
−HK$242/mo
Today · 4.125%
HK$9,376
baseline
▲ 0.50% · 4.625%
HK$9,870
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,752/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).