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8/F H

in NEPTUNE TERRACE BLOCK 2

Eastern District · Hong Kong Island

Switch unit
Floor
1/F A 862 ft² 1/F C 700 ft² 1/F D 700 ft² 1/F B 592 ft² 2/F A 862 ft² 2/F B 592 ft² 2/F D 700 ft² 2/F H 700 ft² 2/F J 700 ft² 2/F K 592 ft² 3/F A 862 ft² 3/F E 590 ft² 3/F G 589 ft² 3/F H 700 ft² 4/F A 862 ft² 4/F D 700 ft² 4/F F 593 ft² 4/F G 589 ft² 5/F B 592 ft² 5/F D 700 ft² 5/F E 590 ft² 5/F G 589 ft² 5/F H 700 ft² 6/F C 700 ft² 6/F E 590 ft² 6/F H 700 ft² 7/F C 700 ft² 7/F D 700 ft² 7/F F 593 ft² 7/F J 700 ft² 7/F K 592 ft² 8/F A 862 ft² 8/F B 592 ft² 8/F C 700 ft² 8/F H 700 ft² 9/F C 700 ft² 9/F E 590 ft² 9/F H 700 ft² 10/F B 592 ft² 10/F C 700 ft² 10/F F 593 ft² 10/F H 700 ft² 11/F B 592 ft² 11/F E 590 ft² 11/F F 593 ft² 11/F J 700 ft² 12/F B 592 ft² 12/F D 700 ft² 12/F F 593 ft² 12/F G 589 ft² 12/F H 700 ft² 12/F J 700 ft² 12/F K 592 ft² 13/F C 700 ft² 13/F G 589 ft² 13/F H 700 ft² 13/F K 592 ft² 14/F A 862 ft² 14/F C 700 ft² 14/F G 589 ft² 14/F H 700 ft² 14/F J 700 ft² 14/F K 592 ft² 15/F D 700 ft² 15/F H 700 ft² 15/F J 700 ft² 16/F B 592 ft² 16/F E 590 ft² 17/F C 700 ft² 17/F E 590 ft² 17/F F 593 ft² 18/F B 592 ft² 18/F D 700 ft² 18/F H 700 ft² 18/F K 592 ft² 19/F B 592 ft² 19/F C 700 ft² 19/F E 590 ft² 19/F F 593 ft² 19/F J 700 ft² 20/F A 862 ft² 20/F C 700 ft² 20/F E 590 ft² 20/F F 593 ft² 20/F G 589 ft² 20/F K 592 ft² 21/F A 862 ft² 21/F C 700 ft² 21/F G 589 ft² 21/F H 700 ft² 21/F J 700 ft² 22/F F 593 ft² 22/F H 700 ft² 22/F J 700 ft² 23/F F 593 ft² 23/F H 700 ft² 23/F J 700 ft² 23/F K 592 ft² 24/F B 592 ft² 24/F E 590 ft² 24/F F 593 ft² 24/F G 589 ft² 24/F H 700 ft² 25/F A 862 ft² 25/F F 593 ft² 25/F G 589 ft² 25/F H 700 ft² 25/F J 700 ft² 25/F K 592 ft² 26/F A 862 ft² 26/F E 590 ft² 26/F F 593 ft² 27/F C 700 ft² 27/F D 700 ft² 27/F E 590 ft² 27/F F 593 ft² 27/F G 589 ft² 28/F B 592 ft² 28/F F 593 ft² 28/F H 700 ft² 28/F J 700 ft² 29/F D 700 ft² 30/F C 700 ft² 30/F E 590 ft² 30/F G 589 ft² 30/F J 700 ft² 31/F B 592 ft² 31/F C 700 ft² 31/F D 700 ft² 31/F E 590 ft² 31/F G 589 ft² 31/F J 700 ft² 31/F K 592 ft² 31/F F 593 ft² 32/F A 862 ft² 32/F D 700 ft² 32/F G 589 ft² 32/F H 700 ft² 33/F D 700 ft² 33/F E 590 ft² 33/F F 593 ft² 33/F H 700 ft² 33/F K 592 ft²
Crescira AVM · estimated value Medium confidence
HK$5.19M
≈ HK$7,417 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$519K, with repayments around HK$22,646/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$21,310
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,972
−HK$674/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$24,024
+HK$1,378/mo

Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,292/mo (50% DSR)

Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Chai Wan Station
≈ 6 min walk · 470 m
Education
29
schools within 1 km (9 within 500 m)
Daily convenience
23
within 1 km (7 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Chai Wan Station Station.

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
8/F
Flat
H
Saleable Area
700 Saleable ft²
Gross Area
802 ft²
Efficiency
87%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
1998-06-25 HK$2.90M −27.5%
1997-10-14 HK$4.00M
Data sourced from Renavon.com