Home Eastern District Neptune Terrace Block 2

25/F J

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Floor

1/F A 862 ft² 1/F C 700 ft² 1/F D 700 ft² 1/F B 592 ft² 2/F H 700 ft² 2/F J 700 ft² 2/F A 862 ft² 2/F B 592 ft² 2/F D 700 ft² 2/F K 592 ft² 3/F A 862 ft² 3/F G 589 ft² 3/F H 700 ft² 3/F E 590 ft² 4/F A 862 ft² 4/F F 593 ft² 4/F G 589 ft² 4/F D 700 ft² 5/F D 700 ft² 5/F E 590 ft² 5/F G 589 ft² 5/F H 700 ft² 5/F B 592 ft² 6/F C 700 ft² 6/F E 590 ft² 6/F H 700 ft² 7/F C 700 ft² 7/F D 700 ft² 7/F J 700 ft² 7/F F 593 ft² 7/F K 592 ft² 8/F B 592 ft² 8/F C 700 ft² 8/F H 700 ft² 8/F A 862 ft² 9/F H 700 ft² 9/F C 700 ft² 9/F E 590 ft² 10/F B 592 ft² 10/F F 593 ft² 10/F H 700 ft² 10/F C 700 ft² 11/F B 592 ft² 11/F E 590 ft² 11/F F 593 ft² 11/F J 700 ft² 12/F B 592 ft² 12/F D 700 ft² 12/F F 593 ft² 12/F G 589 ft² 12/F H 700 ft² 12/F J 700 ft² 12/F K 592 ft² 13/F H 700 ft² 13/F K 592 ft² 13/F C 700 ft² 13/F G 589 ft² 14/F A 862 ft² 14/F C 700 ft² 14/F G 589 ft² 14/F H 700 ft² 14/F K 592 ft² 14/F J 700 ft² 15/F D 700 ft² 15/F H 700 ft² 15/F J 700 ft² 16/F B 592 ft² 16/F E 590 ft² 17/F C 700 ft² 17/F E 590 ft² 17/F F 593 ft² 18/F B 592 ft² 18/F H 700 ft² 18/F D 700 ft² 18/F K 592 ft² 19/F B 592 ft² 19/F F 593 ft² 19/F J 700 ft² 19/F C 700 ft² 19/F E 590 ft² 20/F E 590 ft² 20/F F 593 ft² 20/F G 589 ft² 20/F K 592 ft² 20/F A 862 ft² 20/F C 700 ft² 21/F A 862 ft² 21/F C 700 ft² 21/F G 589 ft² 21/F J 700 ft² 21/F H 700 ft² 22/F F 593 ft² 22/F J 700 ft² 22/F H 700 ft² 23/F F 593 ft² 23/F J 700 ft² 23/F K 592 ft² 23/F H 700 ft² 24/F B 592 ft² 24/F G 589 ft² 24/F E 590 ft² 24/F F 593 ft² 24/F H 700 ft² 25/F G 589 ft² 25/F H 700 ft² 25/F J 700 ft² 25/F K 592 ft² 25/F A 862 ft² 25/F F 593 ft² 26/F A 862 ft² 26/F E 590 ft² 26/F F 593 ft² 27/F D 700 ft² 27/F E 590 ft² 27/F G 589 ft² 27/F C 700 ft² 27/F F 593 ft² 28/F F 593 ft² 28/F J 700 ft² 28/F B 592 ft² 28/F H 700 ft² 29/F D 700 ft² 30/F C 700 ft² 30/F E 590 ft² 30/F J 700 ft² 30/F G 589 ft² 31/F B 592 ft² 31/F C 700 ft² 31/F D 700 ft² 31/F G 589 ft² 31/F J 700 ft² 31/F E 590 ft² 31/F F 593 ft² 31/F K 592 ft² 32/F D 700 ft² 32/F G 589 ft² 32/F H 700 ft² 32/F A 862 ft² 33/F E 590 ft² 33/F F 593 ft² 33/F D 700 ft² 33/F H 700 ft² 33/F K 592 ft²

Crescira AVM · estimated value ● Medium confidence

HK$5.42M

≈ HK$7,750 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$542K, with repayments around HK$23,662/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$22,266

−HK$1,396/mo

▼ 0.25% · 3.875%

HK$22,959

−HK$703/mo

Today · 4.125%

HK$23,662

baseline

▲ 0.50% · 4.625%

HK$25,102

+HK$1,440/mo

Deposit HK$542K · loan HK$4.88M · min. income ≈ HK$47,324/mo (50% DSR)

Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,060 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 25/F
Flat: J
Saleable Area: 700 ft²
Gross Area: 802 ft²
Efficiency: 87%
District: Eastern District · Hong Kong Island
School net (POA): 16

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2012-11-20	HK$4.60M	—	HK$6,571	HK$5,736

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Chai Wan

≈ 7 min walk · 486 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (7 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Chai Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com