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Crescira AVM · estimated value ● Medium confidence
HK$50.65M
≈ HK$21,831 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.19M, with repayments around HK$171,828/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$161,689
−HK$10,139/mo
▼ 0.25% · 3.875%
HK$166,718
−HK$5,110/mo
Today · 4.125%
HK$171,828
baseline
▲ 0.50% · 4.625%
HK$182,284
+HK$10,456/mo

Deposit HK$15.19M · loan HK$35.45M · min. income ≈ HK$343,656/mo (50% DSR)

Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$2,152,572 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
B
Saleable Area
2,320 ft²
Gross Area
2,568 ft²
Efficiency
90%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-10-03 HK$50.50M +256.1%
29.6y
1996-03-22 HK$14.18M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 388 m
Education
50
schools within 1 km (18 within 500 m)
Daily convenience
47
within 1 km (9 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building