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Crescira AVM · estimated value ● Medium confidence
HK$40.06M
≈ HK$25,371 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.02M, with repayments around HK$135,910/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$127,890
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$131,869
−HK$4,041/mo
Today · 4.125%
HK$135,910
baseline
▲ 0.50% · 4.625%
HK$144,180
+HK$8,270/mo

Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,820/mo (50% DSR)

Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,611 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A
Saleable Area
1,579 ft²
Gross Area
1,916 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2009-10-27 HK$28.80M −4.3%
1.4y
2008-05-29 HK$30.10M +116.5%
9.0y
1999-06-01 HK$13.90M −21.0%
2.5y
1996-12-10 HK$17.60M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 9 min walk · 696 m
Education
14
schools within 1 km (4 within 500 m)
Daily convenience
28
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building