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Crescira AVM · estimated value ● Medium confidence
HK$44.26M
≈ HK$28,030 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.28M, with repayments around HK$150,151/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$141,291
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,686
−HK$4,465/mo
Today · 4.125%
HK$150,151
baseline
▲ 0.50% · 4.625%
HK$159,287
+HK$9,136/mo

Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$300,302/mo (50% DSR)

Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,881,008 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
1,579 ft²
Gross Area
1,916 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-09-04 HK$55.00M +192.6%
2005-07-26 HK$18.80M +78.4%
2002-06-01 HK$10.54M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 9 min walk · 696 m
Education
14
schools within 1 km (4 within 500 m)
Daily convenience
28
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building