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Crescira AVM · estimated value ● Medium confidence
HK$25.37M
≈ HK$20,862 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.61M, with repayments around HK$86,063/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$80,985
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,504
−HK$2,559/mo
Today · 4.125%
HK$86,063
baseline
▲ 0.50% · 4.625%
HK$91,300
+HK$5,237/mo

Deposit HK$7.61M · loan HK$17.76M · min. income ≈ HK$172,126/mo (50% DSR)

Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$1,078,156 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
1,216 ft²
Gross Area
1,579 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-07-25 HK$41.48M +125.7%
11.6y
2007-12-13 HK$18.38M +20.9%
10.7y
1997-04-07 HK$15.20M +13.3%
0.3y
1997-01-02 HK$13.42M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 7 min walk · 558 m
Education
43
schools within 1 km (4 within 500 m)
Daily convenience
32
within 1 km (1 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building