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Crescira AVM · estimated value ● Medium confidence
HK$25.33M
≈ HK$20,833 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.60M, with repayments around HK$85,944/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$80,873
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$83,388
−HK$2,556/mo
Today · 4.125%
HK$85,944
baseline
▲ 0.50% · 4.625%
HK$91,174
+HK$5,230/mo

Deposit HK$7.60M · loan HK$17.73M · min. income ≈ HK$171,888/mo (50% DSR)

Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$1,076,663 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
D
Saleable Area
1,216 ft²
Gross Area
1,579 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2006-02-13 HK$12.80M +70.7%
2.3y
2003-11-10 HK$7.50M −18.3%
5.3y
1998-08-11 HK$9.18M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 7 min walk · 558 m
Education
43
schools within 1 km (4 within 500 m)
Daily convenience
32
within 1 km (1 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building