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Crescira AVM · estimated value Medium confidence
HK$11.56M
≈ HK$16,209 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.47M, with repayments around HK$39,208/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,894
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,042
−HK$1,166/mo
Today · 4.125%
HK$39,208
baseline
▲ 0.50% · 4.625%
HK$41,594
+HK$2,386/mo

Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,416/mo (50% DSR)

Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,392 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
E
Saleable Area
713 ft²
Gross Area
850 ft²
Efficiency
84%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-06-22 HK$12.10M +20.4%
0.6y
2025-10-24 HK$10.05M −35.6%
7.2y
2018-08-29 HK$15.60M +39.3%
5.5y
2013-03-04 HK$11.20M +127.6%
1997-07-10 HK$4.92M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 9 min walk · 663 m
Education
17
schools within 1 km (5 within 500 m)
Daily convenience
25
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
44
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com