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Crescira AVM · estimated value ● Medium confidence
HK$11.09M
≈ HK$13,711 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.33M, with repayments around HK$37,630/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,409
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$1,119/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$2,289/mo

Deposit HK$3.33M · loan HK$7.76M · min. income ≈ HK$75,260/mo (50% DSR)

Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$415,946 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
G
Saleable Area
809 ft²
Gross Area
950 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-11-27 HK$12.68M +5.7%
4.5y
2013-06-13 HK$12.00M +217.5%
10.5y
2004-07-13 HK$3.78M +80.0%
2002-12-06 HK$2.10M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 9 min walk · 663 m
Education
17
schools within 1 km (5 within 500 m)
Daily convenience
25
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
44
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Other appraised units in this building