12/F E

Central and Western District · Hong Kong Island

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Floor

CP1 NO.20 CP4 NO.39 1/F A 725 ft² 1/F C 802 ft² 1/F D 682 ft² 1/F E 521 ft² 1/F F 521 ft² 1/F G 682 ft² 2/F A 725 ft² 2/F B 725 ft² 2/F C 802 ft² 2/F D 682 ft² 2/F E 521 ft² 2/F F 521 ft² 2/F H 802 ft² 3/F B 725 ft² 3/F C 802 ft² 3/F D 682 ft² 3/F E 521 ft² 3/F G 682 ft² 3/F H 802 ft² 4/F A 725 ft² 4/F B 725 ft² 4/F C 802 ft² 4/F D 682 ft² 4/F F 521 ft² 4/F G 682 ft² 5/F A 725 ft² 5/F B 725 ft² 5/F E 521 ft² 5/F F 521 ft² 5/F H 802 ft² 6/F B 725 ft² 6/F D 682 ft² 6/F E 521 ft² 6/F F 521 ft² 6/F G 682 ft² 6/F H 802 ft² 7/F A 725 ft² 7/F B 725 ft² 7/F C 802 ft² 7/F D 682 ft² 7/F E 521 ft² 7/F F 521 ft² 7/F G 682 ft² 7/F H 802 ft² 8/F A 725 ft² 8/F C 802 ft² 8/F D 682 ft² 8/F E 521 ft² 8/F F 521 ft² 8/F G 682 ft² 9/F A 725 ft² 9/F C 802 ft² 9/F E 521 ft² 9/F F 521 ft² 9/F G 682 ft² 9/F H 802 ft² 10/F A 725 ft² 10/F B 725 ft² 10/F D 682 ft² 10/F E 521 ft² 10/F F 521 ft² 11/F A 725 ft² 11/F C 802 ft² 11/F D 682 ft² 11/F E 521 ft² 11/F F 521 ft² 11/F G 682 ft² 11/F H 802 ft² 12/F A 725 ft² 12/F C 802 ft² 12/F D 682 ft² 12/F E 521 ft² 12/F F 521 ft² 12/F G 682 ft² 12/F H 802 ft² 13/F A 725 ft² 13/F B 725 ft² 13/F C 802 ft² 13/F D 682 ft² 13/F E 521 ft² 13/F F 521 ft² 13/F H 802 ft² 13/F G 682 ft² 14/F B 725 ft² 14/F C 802 ft² 14/F D 682 ft² 14/F E 521 ft² 14/F G 682 ft² 14/F H 802 ft² 15/F A 725 ft² 15/F B 725 ft² 15/F C 802 ft² 15/F F 521 ft² 15/F G 682 ft² 15/F H 802 ft² 16/F A 725 ft² 16/F B 725 ft² 16/F E 521 ft² 16/F F 521 ft² 16/F G 682 ft² 16/F H 802 ft² 17/F A 725 ft² 17/F C 802 ft² 17/F F 521 ft² 17/F G 682 ft² 18/F A 725 ft² 18/F B 725 ft² 18/F C 802 ft² 18/F D 682 ft² 18/F E 521 ft² 18/F F 521 ft² 18/F G 682 ft² 18/F H 802 ft² 19/F A 725 ft² 19/F B 725 ft² 19/F C 802 ft² 19/F D 682 ft² 19/F E 521 ft² 19/F F 521 ft² 19/F G 682 ft² 19/F H 802 ft² 20/F A 725 ft² 20/F B 725 ft² 20/F C 802 ft² 20/F E 521 ft² 20/F F 521 ft² 20/F G 682 ft² 20/F H 802 ft² 21/F A 725 ft² 21/F B 725 ft² 21/F C 802 ft² 21/F D 682 ft² 21/F E 521 ft² 21/F F 521 ft² 21/F H 802 ft² 22/F A 725 ft² 22/F B 725 ft² 22/F C 802 ft² 22/F E 521 ft² 22/F F 521 ft² 22/F G 682 ft² 22/F H 802 ft² 23/F A 725 ft² 23/F B 725 ft² 23/F C 802 ft² 23/F D 682 ft² 23/F E 521 ft² 23/F F 521 ft² 23/F G 682 ft² 24/F A 725 ft² 24/F B 725 ft² 24/F C 802 ft² 24/F D 682 ft² 24/F G 682 ft² 24/F H 802 ft² 25/F B 725 ft² 25/F C 802 ft² 25/F D 682 ft² 25/F E 521 ft² 25/F F 521 ft² 25/F G 682 ft² 25/F H 802 ft² 26/F A 725 ft² 26/F B 725 ft² 26/F F 521 ft² 26/F G 682 ft² 26/F H 802 ft² 27/F A 725 ft² 27/F B 725 ft² 27/F C 802 ft² 27/F E 521 ft² 27/F F 521 ft² 27/F G 682 ft² 27/F H 802 ft² 28/F A 725 ft² 28/F B 725 ft² 28/F C 802 ft² 28/F D 682 ft² 28/F F 521 ft² 28/F H 802 ft² 29/F A 725 ft² 29/F B 725 ft² 29/F C 802 ft² 29/F E 521 ft² 29/F F 521 ft² 29/F G 682 ft² 29/F H 802 ft² 30/F A 725 ft² 30/F B 725 ft² 30/F C 802 ft² 30/F D 682 ft² 30/F E 521 ft² 30/F G 682 ft² 30/F H 802 ft² 31/F A 725 ft² 31/F B 725 ft² 31/F D 682 ft² 31/F E 521 ft² 31/F F 521 ft² 31/F H 802 ft² 32/F B 725 ft² 32/F C 802 ft² 32/F D 682 ft² 32/F E 521 ft² 32/F H 802 ft² 33/F A 725 ft² 33/F B 725 ft² 33/F C 802 ft² 33/F D 682 ft² 33/F E 521 ft² 33/F F 521 ft² 33/F G 682 ft² 33/F H 802 ft² 34/F A 725 ft² 34/F B 725 ft² 34/F C 802 ft² 34/F D 682 ft² 34/F E 521 ft² 34/F F 521 ft² 34/F G 682 ft² 35/F A 725 ft² 35/F B 725 ft² 35/F D 682 ft² 35/F E 521 ft² 35/F F 521 ft² 35/F G 682 ft² 35/F H 802 ft² 36/F A 725 ft² 36/F B 725 ft² 36/F C 802 ft² 36/F D 682 ft² 36/F E 521 ft² 36/F F 521 ft² 36/F G 682 ft² 36/F H 802 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.97M

≈ HK$19,130 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$997K, with repayments around HK$43,472/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$40,907

−HK$2,565/mo

▼ 0.25% · 3.875%

HK$42,180

−HK$1,292/mo

Today · 4.125%

HK$43,472

baseline

▲ 0.50% · 4.625%

HK$46,118

+HK$2,646/mo

Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,944/mo (50% DSR)

Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,650 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Wan Station

≈ 10 min walk · 724 m

Education

schools within 1 km (27 within 500 m)

Daily convenience

105

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 63 schools within a 1 km walk.

Everyday convenience — 105 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: E
Saleable Area: 521 Saleable ft²
Gross Area: 669 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2006-08-15	HK$4.35M	+9.6%	HK$8,349	HK$6,502
2004-11-02	HK$3.97M	+4.5%	HK$7,620	HK$5,934
2004-06-30	HK$3.80M	+9.5%	HK$7,294	HK$5,680
2004-04-03	HK$3.47M	+21.8%	HK$6,660	HK$5,187
2002-09-18	HK$2.85M	—	HK$5,470	HK$4,260

Other appraised units in this building

Data sourced from Renavon.com