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Crescira AVM · estimated value Medium confidence
HK$78.02M
≈ HK$40,051 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$23.41M, with repayments around HK$264,685/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$249,066
−HK$15,619/mo
▼ 0.25% · 3.875%
HK$256,814
−HK$7,871/mo
Today · 4.125%
HK$264,685
baseline
▲ 0.50% · 4.625%
HK$280,791
+HK$16,106/mo

Deposit HK$23.41M · loan HK$54.61M · min. income ≈ HK$529,370/mo (50% DSR)

Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$3,315,831 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
C
Saleable Area
1,948 ft²
Gross Area
2,549 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-01-19 HK$103.50M +9.8%
3.6y
2017-06-19 HK$94.30M +305.6%
15.2y
2002-04-23 HK$23.25M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 583 m
Education
26
schools within 1 km (10 within 500 m)
Daily convenience
49
within 1 km (11 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Central Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com