Skip to content
Crescira AVM · estimated value Medium confidence
HK$81.80M
≈ HK$41,994 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$24.54M, with repayments around HK$277,525/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$261,148
−HK$16,377/mo
▼ 0.25% · 3.875%
HK$269,271
−HK$8,254/mo
Today · 4.125%
HK$277,525
baseline
▲ 0.50% · 4.625%
HK$294,411
+HK$16,886/mo

Deposit HK$24.54M · loan HK$57.26M · min. income ≈ HK$555,050/mo (50% DSR)

Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$3,476,677 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
A
Saleable Area
1,948 ft²
Gross Area
2,549 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-02-10 HK$100.00M +65.0%
17.7y
2008-05-14 HK$60.60M +168.9%
2002-04-26 HK$22.54M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 583 m
Education
26
schools within 1 km (10 within 500 m)
Daily convenience
49
within 1 km (11 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Central Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com