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Crescira AVM · estimated value Medium confidence
HK$35.10M
≈ HK$29,492 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.53M, with repayments around HK$119,063/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$112,038
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$115,523
−HK$3,540/mo
Today · 4.125%
HK$119,063
baseline
▲ 0.50% · 4.625%
HK$126,308
+HK$7,245/mo

Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,126/mo (50% DSR)

Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,560 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
31/F
Flat
D
Saleable Area
1,190 ft²
Gross Area
1,385 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-02-11 HK$35.00M −5.4%
5.7y
2020-06-11 HK$37.00M +24.2%
9.5y
2011-01-03 HK$29.80M +0.0%
2008-06-23 HK$29.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 12 min walk · 957 m
Education
23
schools within 1 km (3 within 500 m)
Daily convenience
36
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
44
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com