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Crescira AVM · estimated value ● Medium confidence
HK$15.98M
≈ HK$15,916 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.79M, with repayments around HK$54,211/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$51,012
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,599
−HK$1,612/mo
Today · 4.125%
HK$54,211
baseline
▲ 0.50% · 4.625%
HK$57,509
+HK$3,298/mo

Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$108,422/mo (50% DSR)

Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,227 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
B
Saleable Area
1,004 ft²
Gross Area
1,145 ft²
Efficiency
88%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-07-27 HK$21.38M +120.4%
12.2y
2008-05-09 HK$9.70M +54.0%
1.9y
2006-06-01 HK$6.30M +31.8%
6.0y
2000-06-29 HK$4.78M −25.9%
3.5y
1996-12-16 HK$6.45M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 3 min walk · 226 m
Education
49
schools within 1 km (26 within 500 m)
Daily convenience
54
within 1 km (15 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building