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Crescira AVM · estimated value ● Medium confidence
HK$15.56M
≈ HK$15,496 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.67M, with repayments around HK$52,781/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$49,667
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,212
−HK$1,569/mo
Today · 4.125%
HK$52,781
baseline
▲ 0.50% · 4.625%
HK$55,993
+HK$3,212/mo

Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,562/mo (50% DSR)

Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,426 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
B
Saleable Area
1,004 ft²
Gross Area
1,145 ft²
Efficiency
88%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-08-28 HK$15.50M +13.3%
14.3y
2012-05-24 HK$13.68M +175.8%
13.3y
1999-02-09 HK$4.96M −41.5%
1.6y
1997-07-08 HK$8.48M +23.5%
0.2y
1997-04-09 HK$6.87M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 3 min walk · 226 m
Education
49
schools within 1 km (26 within 500 m)
Daily convenience
54
within 1 km (15 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building