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23/F B

in Scenecliff Block 2

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$18.11M
≈ HK$19,646 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.43M, with repayments around HK$61,451/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$57,825
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,623
−HK$1,828/mo
Today · 4.125%
HK$61,451
baseline
▲ 0.50% · 4.625%
HK$65,190
+HK$3,739/mo

Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,902/mo (50% DSR)

Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,256 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
B
Saleable Area
922 ft²
Gross Area
1,182 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-05-16 HK$22.00M +150.0%
2007-12-04 HK$8.80M +6.3%
1996-11-01 HK$8.28M +8.9%
1996-08-17 HK$7.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 10 min walk · 795 m
Education
42
schools within 1 km (15 within 500 m)
Daily convenience
60
within 1 km (8 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com