▼ 0.50% · 3.625%
HK$22,402
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,098
−HK$708/mo
Today · 4.125%
HK$23,806
baseline
▲ 0.50% · 4.625%
HK$25,255
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,612/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,922
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,590
−HK$678/mo
Today · 4.125%
HK$26,268
baseline
▲ 0.50% · 4.625%
HK$27,653
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,536/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,642
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,408
−HK$779/mo
Today · 4.125%
HK$26,187
baseline
▲ 0.50% · 4.625%
HK$27,780
+HK$1,593/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,374/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,414
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,149
−HK$746/mo
Today · 4.125%
HK$28,895
baseline
▲ 0.50% · 4.625%
HK$30,418
+HK$1,523/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,790/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,718
−HK$850/mo
Today · 4.125%
HK$28,568
baseline
▲ 0.50% · 4.625%
HK$30,306
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,136/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,906
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,708
−HK$814/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,122
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,028
−HK$920/mo
Today · 4.125%
HK$30,948
baseline
▲ 0.50% · 4.625%
HK$32,831
+HK$1,883/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,896/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,267
−HK$881/mo
Today · 4.125%
HK$34,148
baseline
▲ 0.50% · 4.625%
HK$35,948
+HK$1,800/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,296/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,362
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,338
−HK$991/mo
Today · 4.125%
HK$33,329
baseline
▲ 0.50% · 4.625%
HK$35,357
+HK$2,028/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,658/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,890
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,826
−HK$949/mo
Today · 4.125%
HK$36,775
baseline
▲ 0.50% · 4.625%
HK$38,714
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,550/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,602
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$1,062/mo
Today · 4.125%
HK$35,710
baseline
▲ 0.50% · 4.625%
HK$37,882
+HK$2,172/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,382
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,385
−HK$1,017/mo
Today · 4.125%
HK$39,402
baseline
▲ 0.50% · 4.625%
HK$41,479
+HK$2,077/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,804/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,958
−HK$1,132/mo
Today · 4.125%
HK$38,090
baseline
▲ 0.50% · 4.625%
HK$40,408
+HK$2,318/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$76,180/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,875
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,944
−HK$1,085/mo
Today · 4.125%
HK$42,029
baseline
▲ 0.50% · 4.625%
HK$44,244
+HK$2,215/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$84,058/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,083
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,267
−HK$1,204/mo
Today · 4.125%
HK$40,471
baseline
▲ 0.50% · 4.625%
HK$42,933
+HK$2,462/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,942/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,367
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,503
−HK$1,153/mo
Today · 4.125%
HK$44,656
baseline
▲ 0.50% · 4.625%
HK$47,010
+HK$2,354/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,312/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,323
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,577
−HK$1,275/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,459
+HK$2,607/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,859
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,062
−HK$1,220/mo
Today · 4.125%
HK$47,282
baseline
▲ 0.50% · 4.625%
HK$49,775
+HK$2,493/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,564/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,418 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).