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Crescira AVM · estimated value ● Medium confidence
HK$20.52M
≈ HK$19,768 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.16M, with repayments around HK$69,611/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$65,503
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,541
−HK$2,070/mo
Today · 4.125%
HK$69,611
baseline
▲ 0.50% · 4.625%
HK$73,846
+HK$4,235/mo

Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,222/mo (50% DSR)

Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,872 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
G
Saleable Area
1,038 ft²
Gross Area
1,300 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2018-05-03 HK$30.26M +381.8%
12.7y · 30.0%/yr
2005-09-07 HK$6.28M +138.8%
2000-09-08 HK$2.63M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 11 min walk · 858 m
Education
46
schools within 1 km (9 within 500 m)
Daily convenience
59
within 1 km (4 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building