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Crescira AVM · estimated value Medium confidence
HK$21.06M
≈ HK$20,288 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.32M, with repayments around HK$71,444/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$67,228
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,319
−HK$2,125/mo
Today · 4.125%
HK$71,444
baseline
▲ 0.50% · 4.625%
HK$75,791
+HK$4,347/mo

Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,888/mo (50% DSR)

Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,904 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
H
Saleable Area
1,038 ft²
Gross Area
1,300 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2018-12-17 HK$35.00M +321.7%
11.4y · 28.0%/yr
2007-07-27 HK$8.30M +38.3%
2005-06-01 HK$6.00M +31.9%
1996-08-15 HK$4.55M +4.6%
1996-04-11 HK$4.35M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 11 min walk · 858 m
Education
46
schools within 1 km (9 within 500 m)
Daily convenience
55
within 1 km (4 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com