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Home Wan Chai District Cavendish Heights Block 8

20/F A

in Cavendish Heights Block 8

Wan Chai District · Hong Kong Island

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Floor
1/F A 1,300 ft² 1/F B 1,300 ft² 2/F A 1,300 ft² 2/F B 1,300 ft² 3/F A 1,300 ft² 3/F B 1,300 ft² 4/F A 1,300 ft² 4/F B 1,300 ft² 5/F A 1,300 ft² 5/F B 1,300 ft² 6/F A 1,300 ft² 7/F A 1,300 ft² 9/F A 1,300 ft² 9/F B 1,300 ft² 10/F A 1,300 ft² 10/F B 1,300 ft² 11/F A 1,300 ft² 11/F B 1,300 ft² 12/F A 1,300 ft² 12/F B 1,300 ft² 13/F B 1,300 ft² 14/F A 1,300 ft² 16/F A 1,300 ft² 16/F B 1,300 ft² 17/F A 1,300 ft² 17/F B 1,300 ft² 18/F A 1,300 ft² 18/F B 1,300 ft² 19/F A 1,300 ft² 19/F B 1,300 ft² 20/F A 1,300 ft² 20/F B 1,300 ft² 21/F A 1,300 ft² 21/F B 1,300 ft² 22/F A 1,300 ft² 22/F B 1,300 ft² 23/F B 1,300 ft²
Crescira AVM · estimated value ● Medium confidence
HK$37.73M
≈ HK$29,026 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.32M, with repayments around HK$128,012/mo for the first 5 years.

Open full planner →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$120,458
−HK$7,554/mo
▼ 0.25% · 3.875%
HK$124,205
−HK$3,807/mo
Today · 4.125%
HK$128,012
baseline
▲ 0.50% · 4.625%
HK$135,801
+HK$7,789/mo

Deposit HK$11.32M · loan HK$26.41M · min. income ≈ HK$256,024/mo (50% DSR)

Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,603,660 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,300 ft²
Gross Area
1,620 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
1999-05-05 HK$12.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 17 min walk · 1,320 m
(quite far — consider other transport options)
Education
28
schools within 1 km (2 within 500 m)
Daily convenience
10
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

1/F A
1,300 ft²
HK$33.57M
1/F B
1,300 ft²
HK$33.46M
2/F A
1,300 ft²
HK$33.27M
2/F B
1,300 ft²
HK$33.16M
3/F A
1,300 ft²
HK$33.69M
3/F B
1,300 ft²
HK$33.58M