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Home Wan Chai District CAVENDISH HEIGHTS BLOCK 8

12/F A

in CAVENDISH HEIGHTS BLOCK 8

Wan Chai District · Hong Kong Island

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Floor
1/F A 1,300 ft² 1/F B 1,300 ft² 2/F A 1,300 ft² 2/F B 1,300 ft² 3/F A 1,300 ft² 3/F B 1,300 ft² 4/F A 1,300 ft² 4/F B 1,300 ft² 5/F A 1,300 ft² 5/F B 1,300 ft² 6/F A 1,300 ft² 7/F A 1,300 ft² 9/F A 1,300 ft² 9/F B 1,300 ft² 10/F A 1,300 ft² 10/F B 1,300 ft² 11/F A 1,300 ft² 11/F B 1,300 ft² 12/F A 1,300 ft² 12/F B 1,300 ft² 13/F B 1,300 ft² 14/F A 1,300 ft² 16/F A 1,300 ft² 16/F B 1,300 ft² 17/F A 1,300 ft² 17/F B 1,300 ft² 18/F A 1,300 ft² 18/F B 1,300 ft² 19/F A 1,300 ft² 19/F B 1,300 ft² 20/F A 1,300 ft² 20/F B 1,300 ft² 21/F A 1,300 ft² 21/F B 1,300 ft² 22/F A 1,300 ft² 22/F B 1,300 ft² 23/F B 1,300 ft²
Crescira AVM · estimated value ● Medium confidence
HK$38.44M
≈ HK$29,572 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.53M, with repayments around HK$130,423/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$122,727
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,544
−HK$3,879/mo
Today · 4.125%
HK$130,423
baseline
▲ 0.50% · 4.625%
HK$138,359
+HK$7,936/mo

Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$260,846/mo (50% DSR)

Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,633,867 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Tin Hau Station
≈ 17 min walk · 1,305 m
Education
22
schools within 1 km (2 within 500 m)
Daily convenience
8
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
A
Saleable Area
1,300 Saleable ft²
Gross Area
1,620 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
1998-09-19 HK$10.10M −46.3%
1997-02-28 HK$18.80M —

Other appraised units in this building

1/F A
1,300 ft²
HK$36.47M
1/F B
1,300 ft²
HK$36.61M
2/F A
1,300 ft²
HK$36.18M
2/F B
1,300 ft²
HK$36.30M
3/F A
1,300 ft²
HK$36.95M
3/F B
1,300 ft²
HK$37.08M
Data sourced from Renavon.com