▼ 0.50% · 3.625%
HK$21,429
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,095
−HK$677/mo
Today · 4.125%
HK$22,772
baseline
▲ 0.50% · 4.625%
HK$24,158
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,544/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,839
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,478
−HK$649/mo
Today · 4.125%
HK$25,127
baseline
▲ 0.50% · 4.625%
HK$26,451
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,254/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,571
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,305
−HK$745/mo
Today · 4.125%
HK$25,050
baseline
▲ 0.50% · 4.625%
HK$26,574
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,100/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,223
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,926
−HK$714/mo
Today · 4.125%
HK$27,640
baseline
▲ 0.50% · 4.625%
HK$29,097
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,280/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,514
−HK$813/mo
Today · 4.125%
HK$27,327
baseline
▲ 0.50% · 4.625%
HK$28,990
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,654/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,607
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,374
−HK$778/mo
Today · 4.125%
HK$30,152
baseline
▲ 0.50% · 4.625%
HK$31,742
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,304/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,857
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,724
−HK$880/mo
Today · 4.125%
HK$29,604
baseline
▲ 0.50% · 4.625%
HK$31,405
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,208/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,991
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$843/mo
Today · 4.125%
HK$32,665
baseline
▲ 0.50% · 4.625%
HK$34,387
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,330/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,000
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$948/mo
Today · 4.125%
HK$31,881
baseline
▲ 0.50% · 4.625%
HK$33,821
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,762/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,375
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$908/mo
Today · 4.125%
HK$35,178
baseline
▲ 0.50% · 4.625%
HK$37,032
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,356/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,143
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,143
−HK$1,015/mo
Today · 4.125%
HK$34,158
baseline
▲ 0.50% · 4.625%
HK$36,237
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,316/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,759
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,718
−HK$973/mo
Today · 4.125%
HK$37,691
baseline
▲ 0.50% · 4.625%
HK$39,677
+HK$1,986/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,382/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,286
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,352
−HK$1,084/mo
Today · 4.125%
HK$36,436
baseline
▲ 0.50% · 4.625%
HK$38,653
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,872/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,142
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,165
−HK$1,038/mo
Today · 4.125%
HK$40,203
baseline
▲ 0.50% · 4.625%
HK$42,322
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,406/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,429
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,562
−HK$1,151/mo
Today · 4.125%
HK$38,713
baseline
▲ 0.50% · 4.625%
HK$41,069
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,426/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,526
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,613
−HK$1,103/mo
Today · 4.125%
HK$42,716
baseline
▲ 0.50% · 4.625%
HK$44,968
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,432/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,571
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,771
−HK$1,219/mo
Today · 4.125%
HK$40,990
baseline
▲ 0.50% · 4.625%
HK$43,484
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,980/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,910
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,061
−HK$1,168/mo
Today · 4.125%
HK$45,229
baseline
▲ 0.50% · 4.625%
HK$47,613
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,458/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,744 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).