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Crescira AVM · estimated value ● Medium confidence
HK$10.31M
≈ HK$18,178 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.09M, with repayments around HK$34,968/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,904
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,928
−HK$1,040/mo
Today · 4.125%
HK$34,968
baseline
▲ 0.50% · 4.625%
HK$37,095
+HK$2,127/mo

Deposit HK$3.09M · loan HK$7.22M · min. income ≈ HK$69,936/mo (50% DSR)

Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,521 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
2
Saleable Area
567 ft²
Gross Area
661 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2017-01-09 HK$9.30M +72.9%
9.0y
2008-01-07 HK$5.38M +39.7%
2.6y
2005-06-02 HK$3.85M +24.2%
5.1y
2000-04-13 HK$3.10M −35.4%
2.9y
1997-06-10 HK$4.80M +18.8%
0.4y
1997-01-03 HK$4.04M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 12 min walk · 949 m
Education
28
schools within 1 km (8 within 500 m)
Daily convenience
17
within 1 km (5 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building