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20/F A

in Glory Heights

Central and Western District · Hong Kong Island

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Floor
1/F A 1,359 ft² 2/F A 1,267 ft² 2/F C 1,093 ft² 2/F D 1,267 ft² 3/F A 1,267 ft² 3/F B 1,093 ft² 3/F C 1,093 ft² 3/F D 1,267 ft² 4/F B 1,093 ft² 4/F D 1,267 ft² 5/F C 1,093 ft² 5/F D 1,267 ft² 6/F C 1,093 ft² 7/F A 1,267 ft² 7/F D 1,267 ft² 8/F A 1,263 ft² 8/F D 1,267 ft² 9/F A 1,263 ft² 9/F C 1,093 ft² 9/F D 1,263 ft² 10/F A 1,267 ft² 10/F B 1,093 ft² 10/F D 1,267 ft² 11/F A 1,267 ft² 11/F B 1,093 ft² 11/F C 1,093 ft² 12/F A 1,263 ft² 12/F B 1,093 ft² 13/F B 1,093 ft² 13/F C 1,093 ft² 14/F A 1,267 ft² 14/F B 1,093 ft² 14/F C 1,093 ft² 14/F D 1,267 ft² 15/F A 1,267 ft² 15/F B 1,093 ft² 15/F C 1,093 ft² 15/F D 1,267 ft² 16/F D 1,267 ft² 17/F A 1,263 ft² 17/F D 1,263 ft² 18/F B 1,093 ft² 18/F C 1,093 ft² 18/F D 1,267 ft² 19/F B 1,102 ft² 19/F C 1,093 ft² 19/F D 1,267 ft² 20/F A 1,267 ft² 20/F B 1,093 ft² 20/F D 1,263 ft² 21/F A 1,267 ft² 21/F B 1,102 ft² 21/F C 1,093 ft² 21/F D 1,263 ft² 22/F A 1,267 ft² 22/F B 1,093 ft² 22/F C 1,093 ft² 22/F D 1,263 ft² 23/F A 1,263 ft² 23/F B 1,093 ft² 24/F B 1,093 ft² 24/F C 1,093 ft² 24/F D 1,267 ft² 25/F A 1,267 ft² 25/F B 1,093 ft² 25/F C 1,093 ft² 25/F D 1,263 ft² 26/F B 1,093 ft² 27/F A 1,267 ft² 27/F C 1,093 ft² 28/F B 1,093 ft² 28/F C 1,093 ft² 28/F D 1,267 ft² 29/F B 914 ft² 29/F D 744 ft² 30/F A 744 ft² 30/F C 750 ft² 30/F D 744 ft² 31/F B 750 ft² 31/F C 739 ft² 31/F D 744 ft² 32/F A 744 ft² 32/F C 739 ft² 32/F D 744 ft² 33/F A 744 ft² 33/F C 750 ft² 33/F D 744 ft² 34/F C 750 ft² 34/F D 744 ft² 35/F B 750 ft² 35/F D 744 ft² 36/F B 750 ft² 36/F C 750 ft² 36/F D 734 ft² 37/F A 744 ft² 37/F B 750 ft² 37/F C 1,045 ft² 37/F D 744 ft²
Crescira AVM · estimated value ● Medium confidence
HK$24.79M
≈ HK$19,564 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.44M, with repayments around HK$84,094/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$79,131
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,593
−HK$2,501/mo
Today · 4.125%
HK$84,094
baseline
▲ 0.50% · 4.625%
HK$89,210
+HK$5,116/mo

Deposit HK$7.44M · loan HK$17.35M · min. income ≈ HK$168,188/mo (50% DSR)

Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,478 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 4 min walk · 314 m
Education
48
schools within 1 km (21 within 500 m)
Daily convenience
40
within 1 km (11 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,267 Saleable ft²
Gross Area
1,555 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1998-04-29 HK$9.10M +11.2%
1996-08-22 HK$8.18M —

Other appraised units in this building

1/F A
1,359 ft²
HK$23.56M
2/F A
1,267 ft²
HK$21.17M
2/F C
1,093 ft²
HK$18.27M
2/F D
1,267 ft²
HK$21.08M
3/F A
1,267 ft²
HK$21.65M
3/F B
1,093 ft²
HK$18.83M
Data sourced from Renavon.com