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28/F A

in Seymour

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$59.21M
≈ HK$34,224 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.76M, with repayments around HK$200,866/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$189,013
−HK$11,853/mo
▼ 0.25% · 3.875%
HK$194,893
−HK$5,973/mo
Today · 4.125%
HK$200,866
baseline
▲ 0.50% · 4.625%
HK$213,088
+HK$12,222/mo

Deposit HK$17.76M · loan HK$41.45M · min. income ≈ HK$401,732/mo (50% DSR)

Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,516,339 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
28/F
Flat
A
Saleable Area
1,730 ft²
Gross Area
2,348 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-10-13 HK$55.00M +25.9%
7.8y
2009-12-21 HK$43.67M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 9 min walk · 649 m
Education
40
schools within 1 km (21 within 500 m)
Daily convenience
59
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com