▼ 0.50% · 3.625%
HK$22,493
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,193
−HK$710/mo
Today · 4.125%
HK$23,903
baseline
▲ 0.50% · 4.625%
HK$25,358
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,806/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,023
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$681/mo
Today · 4.125%
HK$26,375
baseline
▲ 0.50% · 4.625%
HK$27,765
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,750/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,512
−HK$782/mo
Today · 4.125%
HK$26,294
baseline
▲ 0.50% · 4.625%
HK$27,894
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,588/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,525
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$749/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,542
+HK$1,529/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,992
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,831
−HK$853/mo
Today · 4.125%
HK$28,684
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,745/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,368/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,833
−HK$817/mo
Today · 4.125%
HK$31,650
baseline
▲ 0.50% · 4.625%
HK$33,318
+HK$1,668/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,300/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,241
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,150
−HK$924/mo
Today · 4.125%
HK$31,074
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,891/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,148/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,530
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,403
−HK$885/mo
Today · 4.125%
HK$34,288
baseline
▲ 0.50% · 4.625%
HK$36,095
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,576/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,470
−HK$995/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,032
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,972
−HK$953/mo
Today · 4.125%
HK$36,925
baseline
▲ 0.50% · 4.625%
HK$38,871
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,850/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,739
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,789
−HK$1,066/mo
Today · 4.125%
HK$35,855
baseline
▲ 0.50% · 4.625%
HK$38,037
+HK$2,182/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,710/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,535
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,541
−HK$1,022/mo
Today · 4.125%
HK$39,563
baseline
▲ 0.50% · 4.625%
HK$41,648
+HK$2,085/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,126/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,989
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,108
−HK$1,137/mo
Today · 4.125%
HK$38,245
baseline
▲ 0.50% · 4.625%
HK$40,573
+HK$2,328/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,490/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,037
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,111
−HK$1,089/mo
Today · 4.125%
HK$42,200
baseline
▲ 0.50% · 4.625%
HK$44,425
+HK$2,225/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,400/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,427
−HK$1,209/mo
Today · 4.125%
HK$40,636
baseline
▲ 0.50% · 4.625%
HK$43,108
+HK$2,472/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,272/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,539
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,680
−HK$1,158/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,201
+HK$2,363/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,487
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,747
−HK$1,279/mo
Today · 4.125%
HK$43,026
baseline
▲ 0.50% · 4.625%
HK$45,644
+HK$2,618/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$86,052/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,042
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,250
−HK$1,225/mo
Today · 4.125%
HK$47,475
baseline
▲ 0.50% · 4.625%
HK$49,978
+HK$2,503/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$94,950/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,421 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).