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Crescira AVM · estimated value Medium confidence
HK$24.05M
≈ HK$23,932 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.22M, with repayments around HK$81,598/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,783
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,171
−HK$2,427/mo
Today · 4.125%
HK$81,598
baseline
▲ 0.50% · 4.625%
HK$86,563
+HK$4,965/mo

Deposit HK$7.22M · loan HK$16.84M · min. income ≈ HK$163,196/mo (50% DSR)

Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$1,022,212 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
32/F
Flat
B
Saleable Area
1,005 ft²
Gross Area
1,420 ft²
Efficiency
71%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-09-10 HK$22.38M +38.3%
17.6y
2008-02-13 HK$16.18M +49.8%
2000-07-26 HK$10.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 8 min walk · 596 m
Education
41
schools within 1 km (13 within 500 m)
Daily convenience
41
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
69
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 69 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com