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Crescira AVM · estimated value ● Medium confidence
HK$90.01M
≈ HK$44,405 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$27.00M, with repayments around HK$305,357/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$287,338
−HK$18,019/mo
▼ 0.25% · 3.875%
HK$296,276
−HK$9,081/mo
Today · 4.125%
HK$305,357
baseline
▲ 0.50% · 4.625%
HK$323,937
+HK$18,580/mo

Deposit HK$27.00M · loan HK$63.01M · min. income ≈ HK$610,714/mo (50% DSR)

Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$3,825,344 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
30/F
Flat
A
Saleable Area
2,027 ft²
Gross Area
2,697 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2012-05-30 HK$88.00M +90.6%
5.1y
2007-05-03 HK$46.18M −7.6%
2.6y
2004-10-16 HK$49.98M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 10 min walk · 782 m
Education
13
schools within 1 km (5 within 500 m)
Daily convenience
30
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building