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21/F B

in Azura

Central and Western District · Hong Kong Island

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Floor
6/F A 1,269 ft² 6/F B 1,545 ft² 6/F C 1,280 ft² 7/F A 1,292 ft² 7/F B 1,589 ft² 7/F C 1,301 ft² 8/F A 1,292 ft² 8/F B 1,589 ft² 8/F C 1,301 ft² 9/F A 1,292 ft² 9/F B 1,589 ft² 9/F C 1,301 ft² 10/F A 1,292 ft² 10/F B 1,589 ft² 10/F C 1,301 ft² 11/F A 1,292 ft² 11/F B 1,589 ft² 11/F C 1,301 ft² 12/F A 1,292 ft² 12/F B 1,589 ft² 12/F C 1,301 ft² 13/F A 1,292 ft² 13/F B 1,589 ft² 13/F C 1,301 ft² 15/F A 1,292 ft² 15/F B 1,589 ft² 15/F C 1,301 ft² 16/F A 1,292 ft² 16/F B 1,589 ft² 16/F C 1,301 ft² 17/F A 1,292 ft² 17/F B 1,589 ft² 17/F C 1,301 ft² 18/F A 1,292 ft² 18/F B 1,589 ft² 18/F C 1,301 ft² 19/F A 1,292 ft² 19/F B 1,589 ft² 19/F C 1,301 ft² 20/F A 1,292 ft² 20/F B 1,589 ft² 20/F C 1,301 ft² 21/F A 1,292 ft² 21/F B 1,589 ft² 21/F C 1,301 ft² 22/F A 1,292 ft² 22/F B 1,589 ft² 22/F C 1,301 ft² 23/F A 1,292 ft² 23/F B 1,589 ft² 23/F C 1,301 ft² 25/F A 1,292 ft² 25/F B 1,589 ft² 25/F C 1,301 ft² 26/F A 1,292 ft² 26/F B 1,589 ft² 26/F C 1,301 ft² 28/F A 1,292 ft² 28/F B 1,589 ft² 28/F C 1,301 ft² 29/F A 1,292 ft² 29/F B 1,589 ft² 29/F C 1,301 ft² 30/F A 1,292 ft² 30/F B 1,589 ft² 30/F C 1,301 ft² 31/F A 1,292 ft² 31/F B 1,589 ft² 31/F C 1,301 ft² 32/F A 1,292 ft² 32/F B 1,589 ft² 32/F C 1,301 ft² 33/F A 1,292 ft² 33/F B 1,589 ft² 33/F C 1,301 ft² 35/F A 1,292 ft² 35/F B 1,589 ft² 35/F C 1,301 ft² 36/F A 1,292 ft² 36/F C 1,301 ft² 36/F B 1,589 ft² 37/F A 1,292 ft² 37/F B 1,589 ft² 37/F C 1,301 ft² 38/F A 1,292 ft² 38/F B 1,589 ft² 38/F C 1,301 ft² 39/F A 1,292 ft² 39/F B 1,589 ft² 39/F C 1,301 ft² 40/F A 1,292 ft² 40/F B 1,589 ft² 40/F C 1,301 ft² 41/F A 1,292 ft² 41/F B 1,589 ft² 41/F C 1,301 ft² 42/F A 1,292 ft² 42/F B 1,589 ft² 42/F C 1,301 ft² 43/F A 1,292 ft² 43/F B 1,589 ft² 45/F A 1,292 ft² 45/F B 1,589 ft² 46/F A 1,292 ft² 46/F B 1,589 ft² 46/F C 1,301 ft² 47/F B 1,589 ft² 47/F C 1,301 ft² 48/F A 1,292 ft² 48/F B 1,589 ft² 48/F C 1,301 ft² 49/F A 1,292 ft² 49/F B 1,589 ft² 49/F C 1,301 ft² 50/F A 1,292 ft² 50/F B 1,589 ft² 50/F C 1,301 ft² 51/F A 1,292 ft² 51/F B 1,589 ft² 51/F C 1,301 ft² 52/F A 2,405 ft² 52/F B 2,757 ft² 52/F C 2,415 ft²
Crescira AVM · estimated value ● Medium confidence
HK$51.11M
≈ HK$32,164 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.33M, with repayments around HK$173,387/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$163,155
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$168,230
−HK$5,157/mo
Today · 4.125%
HK$173,387
baseline
▲ 0.50% · 4.625%
HK$183,937
+HK$10,550/mo

Deposit HK$15.33M · loan HK$35.78M · min. income ≈ HK$346,774/mo (50% DSR)

Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,172,093 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sheung Wan Station
≈ 8 min walk · 561 m
Education
41
schools within 1 km (20 within 500 m)
Daily convenience
62
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 62 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
B
Saleable Area
1,589 Saleable ft²
Gross Area
2,078 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-11-22 HK$48.00M +12.8%
6.4y · 2.0%/yr
2011-06-24 HK$42.57M —

Other appraised units in this building

6/F A
1,269 ft²
HK$33.75M
6/F B
1,545 ft²
HK$42.52M
6/F C
1,280 ft²
HK$33.83M
7/F A
1,292 ft²
HK$33.75M
7/F B
1,589 ft²
HK$43.18M
7/F C
1,301 ft²
HK$33.81M
Data sourced from Renavon.com