38/F B

Central and Western District · Hong Kong Island

Switch unit

Floor

6/F A 1,269 ft² 6/F B 1,545 ft² 6/F C 1,280 ft² 7/F A 1,292 ft² 7/F B 1,589 ft² 7/F C 1,301 ft² 8/F A 1,292 ft² 8/F B 1,589 ft² 8/F C 1,301 ft² 9/F A 1,292 ft² 9/F B 1,589 ft² 9/F C 1,301 ft² 10/F A 1,292 ft² 10/F B 1,589 ft² 10/F C 1,301 ft² 11/F A 1,292 ft² 11/F B 1,589 ft² 11/F C 1,301 ft² 12/F A 1,292 ft² 12/F B 1,589 ft² 12/F C 1,301 ft² 13/F A 1,292 ft² 13/F B 1,589 ft² 13/F C 1,301 ft² 15/F A 1,292 ft² 15/F B 1,589 ft² 15/F C 1,301 ft² 16/F A 1,292 ft² 16/F B 1,589 ft² 16/F C 1,301 ft² 17/F A 1,292 ft² 17/F B 1,589 ft² 17/F C 1,301 ft² 18/F A 1,292 ft² 18/F B 1,589 ft² 18/F C 1,301 ft² 19/F A 1,292 ft² 19/F B 1,589 ft² 19/F C 1,301 ft² 20/F A 1,292 ft² 20/F B 1,589 ft² 20/F C 1,301 ft² 21/F A 1,292 ft² 21/F B 1,589 ft² 21/F C 1,301 ft² 22/F A 1,292 ft² 22/F B 1,589 ft² 22/F C 1,301 ft² 23/F A 1,292 ft² 23/F B 1,589 ft² 23/F C 1,301 ft² 25/F A 1,292 ft² 25/F B 1,589 ft² 25/F C 1,301 ft² 26/F A 1,292 ft² 26/F B 1,589 ft² 26/F C 1,301 ft² 28/F A 1,292 ft² 28/F B 1,589 ft² 28/F C 1,301 ft² 29/F A 1,292 ft² 29/F B 1,589 ft² 29/F C 1,301 ft² 30/F A 1,292 ft² 30/F B 1,589 ft² 30/F C 1,301 ft² 31/F A 1,292 ft² 31/F B 1,589 ft² 31/F C 1,301 ft² 32/F A 1,292 ft² 32/F B 1,589 ft² 32/F C 1,301 ft² 33/F A 1,292 ft² 33/F B 1,589 ft² 33/F C 1,301 ft² 35/F A 1,292 ft² 35/F B 1,589 ft² 35/F C 1,301 ft² 36/F A 1,292 ft² 36/F C 1,301 ft² 36/F B 1,589 ft² 37/F A 1,292 ft² 37/F B 1,589 ft² 37/F C 1,301 ft² 38/F A 1,292 ft² 38/F B 1,589 ft² 38/F C 1,301 ft² 39/F A 1,292 ft² 39/F B 1,589 ft² 39/F C 1,301 ft² 40/F A 1,292 ft² 40/F B 1,589 ft² 40/F C 1,301 ft² 41/F A 1,292 ft² 41/F B 1,589 ft² 41/F C 1,301 ft² 42/F A 1,292 ft² 42/F B 1,589 ft² 42/F C 1,301 ft² 43/F A 1,292 ft² 43/F B 1,589 ft² 45/F A 1,292 ft² 45/F B 1,589 ft² 46/F A 1,292 ft² 46/F B 1,589 ft² 46/F C 1,301 ft² 47/F B 1,589 ft² 47/F C 1,301 ft² 48/F A 1,292 ft² 48/F B 1,589 ft² 48/F C 1,301 ft² 49/F A 1,292 ft² 49/F B 1,589 ft² 49/F C 1,301 ft² 50/F A 1,292 ft² 50/F B 1,589 ft² 50/F C 1,301 ft² 51/F A 1,292 ft² 51/F B 1,589 ft² 51/F C 1,301 ft² 52/F A 2,405 ft² 52/F B 2,757 ft² 52/F C 2,415 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$61.06M

≈ HK$38,424 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.32M, with repayments around HK$207,137/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$194,914

−HK$12,223/mo

▼ 0.25% · 3.875%

HK$200,977

−HK$6,160/mo

Today · 4.125%

HK$207,137

baseline

▲ 0.50% · 4.625%

HK$219,741

+HK$12,604/mo

Deposit HK$18.32M · loan HK$42.74M · min. income ≈ HK$414,274/mo (50% DSR)

Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,594,904 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Wan Station

≈ 8 min walk · 561 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 62 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 38/F
Flat: B
Saleable Area: 1,589 Saleable ft²
Gross Area: 2,078 ft²
Efficiency: 76%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-04-15	HK$57.00M	−17.2% 2.4y · −7.0%/yr	HK$35,872	HK$27,430
2017-11-17	HK$68.80M	+31.0% 6.9y · 4.0%/yr	HK$43,298	HK$33,109
2011-01-04	HK$52.53M	—	HK$33,058	HK$25,279