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Crescira AVM · estimated value ● Medium confidence
HK$55.54M
≈ HK$38,016 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.66M, with repayments around HK$188,428/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$177,309
−HK$11,119/mo
▼ 0.25% · 3.875%
HK$182,824
−HK$5,604/mo
Today · 4.125%
HK$188,428
baseline
▲ 0.50% · 4.625%
HK$199,893
+HK$11,465/mo

Deposit HK$16.66M · loan HK$38.88M · min. income ≈ HK$376,856/mo (50% DSR)

Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,360,522 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
A
Saleable Area
1,461 ft²
Gross Area
1,911 ft²
Efficiency
76%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2000-12-23 HK$15.48M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 7 min walk · 484 m
Education
37
schools within 1 km (14 within 500 m)
Daily convenience
75
within 1 km (26 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
90
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 75 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 90 parks, libraries and sports venues nearby.

Location

Other appraised units in this building