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Crescira AVM · estimated value Medium confidence
HK$55.09M
≈ HK$37,704 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.53M, with repayments around HK$186,881/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$175,854
−HK$11,027/mo
▼ 0.25% · 3.875%
HK$181,324
−HK$5,557/mo
Today · 4.125%
HK$186,881
baseline
▲ 0.50% · 4.625%
HK$198,253
+HK$11,372/mo

Deposit HK$16.53M · loan HK$38.56M · min. income ≈ HK$373,762/mo (50% DSR)

Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,341,149 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,461 ft²
Gross Area
1,911 ft²
Efficiency
76%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-05-15 HK$62.28M +27.6%
7.6y
2011-09-20 HK$48.80M +24.2%
2010-02-11 HK$39.28M +46.1%
2007-09-14 HK$26.88M +58.7%
2000-12-27 HK$16.94M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 7 min walk · 484 m
Education
37
schools within 1 km (14 within 500 m)
Daily convenience
70
within 1 km (22 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
89
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 70 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 89 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com