20/F C

Central and Western District · Hong Kong Island

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Floor

1/F 14號 1/F 22號 2/F 38號 2/F 70號 5/F A 1,236 ft² 5/F B 1,234 ft² 5/F C 1,332 ft² 5/F D1 1,074 ft² 5/F D2 1,073 ft² 5/F S1 483 ft² 5/F S2 483 ft² 6/F A 1,284 ft² 6/F B 1,304 ft² 6/F C 1,381 ft² 6/F S1 483 ft² 6/F S2 483 ft² 7/F A 1,235 ft² 7/F B 1,304 ft² 7/F C 1,326 ft² 7/F D1 1,074 ft² 7/F D2 1,073 ft² 7/F S1 483 ft² 7/F S2 483 ft² 8/F A 1,265 ft² 8/F B 1,304 ft² 8/F C 1,362 ft² 8/F D1 936 ft² 8/F D2 936 ft² 9/F A 1,235 ft² 9/F B 1,304 ft² 9/F C 1,326 ft² 9/F D1 1,074 ft² 9/F D2 1,073 ft² 10/F A 1,265 ft² 10/F B 1,304 ft² 10/F C 1,362 ft² 11/F A 1,235 ft² 11/F B 1,304 ft² 11/F C 1,326 ft² 11/F D1 1,074 ft² 12/F A 1,265 ft² 12/F B 1,304 ft² 12/F C 1,362 ft² 12/F D1 936 ft² 12/F D2 936 ft² 15/F A 1,235 ft² 15/F B 1,304 ft² 15/F C 1,326 ft² 15/F D1 1,074 ft² 15/F D2 1,073 ft² 16/F A 1,265 ft² 16/F C 1,362 ft² 16/F D1 936 ft² 16/F D2 936 ft² 17/F A 1,235 ft² 17/F B 1,302 ft² 17/F C 1,325 ft² 17/F D1 1,075 ft² 17/F D2 1,075 ft² 18/F A 1,265 ft² 18/F C 1,361 ft² 18/F D2 936 ft² 19/F A 1,235 ft² 19/F B 1,302 ft² 19/F C 1,325 ft² 19/F D1 1,075 ft² 19/F D2 1,075 ft² 20/F B 1,302 ft² 20/F A 1,265 ft² 20/F C 1,361 ft² 20/F D1 936 ft² 20/F D2 936 ft² 21/F A 1,235 ft² 21/F B 1,302 ft² 21/F C 1,325 ft² 21/F D1 1,075 ft² 21/F D2 1,075 ft² 22/F A 1,265 ft² 22/F B 1,302 ft² 22/F C 1,361 ft² 22/F D1 936 ft² 22/F D2 936 ft² 23/F A 1,235 ft² 23/F B 1,302 ft² 23/F C 1,325 ft² 23/F D1 1,075 ft² 23/F D2 1,075 ft² 25/F A 1,265 ft² 25/F B 1,302 ft² 25/F C 1,361 ft² 25/F D1 936 ft² 25/F D2 936 ft² 26/F A 1,235 ft² 26/F B 1,302 ft² 26/F C 1,325 ft² 26/F D1 1,083 ft² 26/F D2 1,082 ft² 27/F A 1,265 ft² 27/F B 1,302 ft² 27/F C 1,361 ft² 27/F D 973 ft² 28/F A 1,260 ft² 28/F B 1,302 ft² 28/F C 2,342 ft² 28/F D 1,668 ft² 29/F A 1,257 ft² 29/F B 1,302 ft² 29/F C 1,591 ft² 30/F A 3,962 ft²

Crescira AVM · estimated value ● Medium confidence

HK$42.85M

≈ HK$31,487 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.86M, with repayments around HK$145,386/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$136,807

−HK$8,579/mo

▼ 0.25% · 3.875%

HK$141,062

−HK$4,324/mo

Today · 4.125%

HK$145,386

baseline

▲ 0.50% · 4.625%

HK$154,232

+HK$8,846/mo

Deposit HK$12.86M · loan HK$30.00M · min. income ≈ HK$290,772/mo (50% DSR)

Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,821,313 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 20/F
Flat: C
Saleable Area: 1,361 ft²
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2016-08-31	HK$41.04M	—	HK$30,268	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sheung Wan

≈ 10 min walk · 780 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (8 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building