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10/F B

in No. 31 Robinson Road

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$23.97M
≈ HK$23,802 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.19M, with repayments around HK$81,316/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,517
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,898
−HK$2,418/mo
Today · 4.125%
HK$81,316
baseline
▲ 0.50% · 4.625%
HK$86,264
+HK$4,948/mo

Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,632/mo (50% DSR)

Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,679 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
B
Saleable Area
1,007 ft²
Gross Area
1,341 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2010-03-22 HK$17.53M +10.3%
2008-06-16 HK$15.90M +6.4%
2007-10-18 HK$14.94M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 777 m
Education
39
schools within 1 km (14 within 500 m)
Daily convenience
58
within 1 km (9 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com