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Crescira AVM · estimated value Medium confidence
HK$32.90M
≈ HK$18,567 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.87M, with repayments around HK$111,617/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$105,031
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,298
−HK$3,319/mo
Today · 4.125%
HK$111,617
baseline
▲ 0.50% · 4.625%
HK$118,409
+HK$6,792/mo

Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$223,234/mo (50% DSR)

Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,284 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
3
Saleable Area
1,772 ft²
Gross Area
2,360 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-04-03 HK$32.00M +28.0%
9.1y · 3.0%/yr
2011-02-24 HK$25.00M +51.5%
2009-07-07 HK$16.50M +28.9%
1997-03-26 HK$12.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 332 m
Education
52
schools within 1 km (24 within 500 m)
Daily convenience
55
within 1 km (14 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com