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Crescira AVM · estimated value Medium confidence
HK$24.61M
≈ HK$15,568 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.38M, with repayments around HK$83,502/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$78,575
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,019
−HK$2,483/mo
Today · 4.125%
HK$83,502
baseline
▲ 0.50% · 4.625%
HK$88,583
+HK$5,081/mo

Deposit HK$7.38M · loan HK$17.23M · min. income ≈ HK$167,004/mo (50% DSR)

Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,046,072 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
2
Saleable Area
1,581 ft²
Gross Area
1,721 ft²
Efficiency
92%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2014-07-07 HK$22.00M +238.5%
2003-12-10 HK$6.50M −45.1%
1997-07-31 HK$11.83M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 332 m
Education
52
schools within 1 km (24 within 500 m)
Daily convenience
55
within 1 km (14 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com