▼ 0.50% · 3.625%
HK$21,732
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,408
−HK$687/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,500
+HK$1,405/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,176
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,825
−HK$658/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,343/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,905
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,649
−HK$755/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,950
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,594
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,307
−HK$724/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,508
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,078
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,889
−HK$825/mo
Today · 4.125%
HK$27,714
baseline
▲ 0.50% · 4.625%
HK$29,400
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,428/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,790
−HK$789/mo
Today · 4.125%
HK$30,579
baseline
▲ 0.50% · 4.625%
HK$32,191
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,158/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,251
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,130
−HK$893/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,827/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,429
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,272
−HK$855/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$1,747/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,425
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,371
−HK$961/mo
Today · 4.125%
HK$32,332
baseline
▲ 0.50% · 4.625%
HK$34,300
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,664/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,847
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,755
−HK$921/mo
Today · 4.125%
HK$35,676
baseline
▲ 0.50% · 4.625%
HK$37,556
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,352/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,598
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,612
−HK$1,030/mo
Today · 4.125%
HK$34,642
baseline
▲ 0.50% · 4.625%
HK$36,750
+HK$2,108/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,284/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,265
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,237
−HK$987/mo
Today · 4.125%
HK$38,224
baseline
▲ 0.50% · 4.625%
HK$40,239
+HK$2,015/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,448/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,771
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$1,098/mo
Today · 4.125%
HK$36,951
baseline
▲ 0.50% · 4.625%
HK$39,200
+HK$2,249/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,902/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,682
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,720
−HK$1,052/mo
Today · 4.125%
HK$40,772
baseline
▲ 0.50% · 4.625%
HK$42,921
+HK$2,149/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,544/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,944
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,168/mo
Today · 4.125%
HK$39,261
baseline
▲ 0.50% · 4.625%
HK$41,650
+HK$2,389/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,522/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,100
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,202
−HK$1,118/mo
Today · 4.125%
HK$43,320
baseline
▲ 0.50% · 4.625%
HK$45,604
+HK$2,284/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,640/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,117
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,334
−HK$1,236/mo
Today · 4.125%
HK$41,570
baseline
▲ 0.50% · 4.625%
HK$44,100
+HK$2,530/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,140/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,518
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,685
−HK$1,184/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,418/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,044 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).