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At today's rate and a 90% mortgage, the deposit on this unit is about HK$594K, with repayments around HK$25,904/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$51,808/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,623 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tin Hau Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 535 ft²
- Efficiency
- 69%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-04 | HK$6.06M | −16.8% 7.9y · −2.0%/yr |
| 2018-05-07 | HK$7.28M | +92.6% 7.3y · 13.0%/yr |
| 2011-01-11 | HK$3.78M | +90.9% |
| 2007-01-11 | HK$1.98M | −36.7% |
| 1997-06-25 | HK$3.13M | +25.2% |
| 1995-09-29 | HK$2.50M | — |