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Crescira AVM · estimated value ● Medium confidence
HK$5.69M
≈ HK$15,469 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$569K, with repayments around HK$24,830/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,365
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,091
−HK$739/mo
Today · 4.125%
HK$24,830
baseline
▲ 0.50% · 4.625%
HK$26,341
+HK$1,511/mo

Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,660/mo (50% DSR)

Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,081 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
B
Saleable Area
368 ft²
Gross Area
535 ft²
Efficiency
69%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2000-05-25 HK$1.88M −26.3%
3.4y
1997-01-10 HK$2.55M +6.2%
0.3y
1996-09-11 HK$2.40M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 5 min walk · 365 m
Education
44
schools within 1 km (16 within 500 m)
Daily convenience
56
within 1 km (8 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Other appraised units in this building