▼ 0.50% · 3.625%
HK$20,280
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,911
−HK$641/mo
Today · 4.125%
HK$21,552
baseline
▲ 0.50% · 4.625%
HK$22,864
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,104/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,562
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,167
−HK$614/mo
Today · 4.125%
HK$23,781
baseline
▲ 0.50% · 4.625%
HK$25,034
+HK$1,253/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,562/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,309
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$23,002
−HK$705/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,443/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,484
−HK$675/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,379/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$769/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,436
+HK$1,573/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,074
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,800
−HK$737/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,041
+HK$1,504/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,365
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,185
−HK$833/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,723
+HK$1,705/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,117
−HK$798/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,630/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,393
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,276
−HK$897/mo
Today · 4.125%
HK$30,173
baseline
▲ 0.50% · 4.625%
HK$32,009
+HK$1,836/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,346/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,587
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,434
−HK$859/mo
Today · 4.125%
HK$33,293
baseline
▲ 0.50% · 4.625%
HK$35,048
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,586/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,421
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,367
−HK$961/mo
Today · 4.125%
HK$32,328
baseline
▲ 0.50% · 4.625%
HK$34,295
+HK$1,967/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,656/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,843
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,750
−HK$921/mo
Today · 4.125%
HK$35,671
baseline
▲ 0.50% · 4.625%
HK$37,551
+HK$1,880/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,342/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,449
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,458
−HK$1,026/mo
Today · 4.125%
HK$34,484
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$2,098/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$68,968/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,099
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,067
−HK$982/mo
Today · 4.125%
HK$38,049
baseline
▲ 0.50% · 4.625%
HK$40,055
+HK$2,006/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,098/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,477
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,549
−HK$1,090/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$2,229/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,355
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,384
−HK$1,043/mo
Today · 4.125%
HK$40,427
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,131/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,854/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,505
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,640
−HK$1,154/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$41,155
+HK$2,361/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,611
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,700
−HK$1,105/mo
Today · 4.125%
HK$42,805
baseline
▲ 0.50% · 4.625%
HK$45,062
+HK$2,257/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,610/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).