▼ 0.50% · 3.625%
HK$18,430
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$19,003
−HK$582/mo
Today · 4.125%
HK$19,585
baseline
▲ 0.50% · 4.625%
HK$20,777
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,170/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,503
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,053
−HK$558/mo
Today · 4.125%
HK$21,611
baseline
▲ 0.50% · 4.625%
HK$22,750
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,222/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,273
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,903
−HK$641/mo
Today · 4.125%
HK$21,544
baseline
▲ 0.50% · 4.625%
HK$22,855
+HK$1,311/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,088/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,553
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,158
−HK$614/mo
Today · 4.125%
HK$23,772
baseline
▲ 0.50% · 4.625%
HK$25,025
+HK$1,253/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,544/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,116
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,804
−HK$699/mo
Today · 4.125%
HK$23,503
baseline
▲ 0.50% · 4.625%
HK$24,933
+HK$1,430/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$47,006/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,604
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,263
−HK$670/mo
Today · 4.125%
HK$25,933
baseline
▲ 0.50% · 4.625%
HK$27,300
+HK$1,367/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,866/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,959
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,704
−HK$757/mo
Today · 4.125%
HK$25,461
baseline
▲ 0.50% · 4.625%
HK$27,010
+HK$1,549/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,922/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,654
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,369
−HK$725/mo
Today · 4.125%
HK$28,094
baseline
▲ 0.50% · 4.625%
HK$29,575
+HK$1,481/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,188/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,802
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,604
−HK$816/mo
Today · 4.125%
HK$27,420
baseline
▲ 0.50% · 4.625%
HK$29,088
+HK$1,668/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$54,840/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,704
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,474
−HK$781/mo
Today · 4.125%
HK$30,255
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,595/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$60,510/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,645
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,505
−HK$873/mo
Today · 4.125%
HK$29,378
baseline
▲ 0.50% · 4.625%
HK$31,166
+HK$1,788/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,756/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,754
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,579
−HK$837/mo
Today · 4.125%
HK$32,416
baseline
▲ 0.50% · 4.625%
HK$34,125
+HK$1,709/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,832/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,488
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$932/mo
Today · 4.125%
HK$31,337
baseline
▲ 0.50% · 4.625%
HK$33,244
+HK$1,907/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,674/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,805
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,684
−HK$893/mo
Today · 4.125%
HK$34,577
baseline
▲ 0.50% · 4.625%
HK$36,400
+HK$1,823/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,154/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,331
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$990/mo
Today · 4.125%
HK$33,295
baseline
▲ 0.50% · 4.625%
HK$35,321
+HK$2,026/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,590/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,855
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,790
−HK$948/mo
Today · 4.125%
HK$36,738
baseline
▲ 0.50% · 4.625%
HK$38,675
+HK$1,937/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,476/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,174
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,205
−HK$1,049/mo
Today · 4.125%
HK$35,254
baseline
▲ 0.50% · 4.625%
HK$37,399
+HK$2,145/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,508/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,905
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,895
−HK$1,004/mo
Today · 4.125%
HK$38,899
baseline
▲ 0.50% · 4.625%
HK$40,950
+HK$2,051/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,798/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,470 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).