▼ 0.50% · 3.625%
HK$18,830
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,416
−HK$595/mo
Today · 4.125%
HK$20,011
baseline
▲ 0.50% · 4.625%
HK$21,228
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,022/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,948
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,510
−HK$570/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,713
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,357
−HK$655/mo
Today · 4.125%
HK$22,012
baseline
▲ 0.50% · 4.625%
HK$23,351
+HK$1,339/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,024/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,043
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$627/mo
Today · 4.125%
HK$24,288
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,576/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,299
−HK$714/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,474
+HK$1,461/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,138
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$684/mo
Today · 4.125%
HK$26,496
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,992/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,479
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,240
−HK$774/mo
Today · 4.125%
HK$26,014
baseline
▲ 0.50% · 4.625%
HK$27,597
+HK$1,583/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,028/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,232
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,963
−HK$741/mo
Today · 4.125%
HK$28,704
baseline
▲ 0.50% · 4.625%
HK$30,217
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,408/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,362
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$833/mo
Today · 4.125%
HK$28,015
baseline
▲ 0.50% · 4.625%
HK$29,719
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,030/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$798/mo
Today · 4.125%
HK$30,912
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,629/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,824/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$893/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,842
+HK$1,826/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,422
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,265
−HK$855/mo
Today · 4.125%
HK$33,120
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$1,745/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,240/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,128
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$952/mo
Today · 4.125%
HK$32,017
baseline
▲ 0.50% · 4.625%
HK$33,965
+HK$1,948/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,034/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,416
−HK$912/mo
Today · 4.125%
HK$35,328
baseline
▲ 0.50% · 4.625%
HK$37,190
+HK$1,862/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,656/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,011
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,006
−HK$1,012/mo
Today · 4.125%
HK$34,018
baseline
▲ 0.50% · 4.625%
HK$36,088
+HK$2,070/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,036/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,612
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,567
−HK$969/mo
Today · 4.125%
HK$37,536
baseline
▲ 0.50% · 4.625%
HK$39,514
+HK$1,978/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,072/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,894
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,948
−HK$1,071/mo
Today · 4.125%
HK$36,019
baseline
▲ 0.50% · 4.625%
HK$38,211
+HK$2,192/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,038/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,706
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,718
−HK$1,026/mo
Today · 4.125%
HK$39,744
baseline
▲ 0.50% · 4.625%
HK$41,838
+HK$2,094/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,488/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,733 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).