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At today's rate and a 90% mortgage, the deposit on this unit is about HK$721K, with repayments around HK$31,430/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$721K · loan HK$6.48M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,167 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- D
- Saleable Area
- 405 Saleable ft²
- Gross Area
- 536 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-22 | HK$7.30M | −13.6% 4.3y · −3.0%/yr |
| 2022-02-10 | HK$8.45M | +41.3% 5.7y · 7.0%/yr |
| 2016-05-16 | HK$5.98M | +199.0% 11.2y · 18.0%/yr |
| 2005-03-09 | HK$2.00M | −25.9% |
| 1996-11-23 | HK$2.70M | — |