Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$328K, with repayments around HK$14,292/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,584/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 187 Saleable ft²
- Gross Area
- 320 ft²
- Efficiency
- 58%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-23 | HK$2.90M | −25.3% 7.2y · −3.0%/yr |
| 2017-04-28 | HK$3.88M | +25.2% 4.2y · 6.0%/yr |
| 2013-03-11 | HK$3.10M | +63.2% |
| 2011-02-24 | HK$1.90M | +15.9% |
| 2010-10-11 | HK$1.64M | — |